World Without
Borders.
Join 16 million+ users moving money at the real exchange rate with Wise.
The Universal
Wise Card.
Spend in any currency at the real rate. Accepted in 170+ countries. No foreign transaction markups.
- Google & Apple Pay ready
- Free ATM withdrawals globally
- Instant spending notifications
Scale with
Wise Business.
The international account for business. Pay invoices and employees globally with 6x lower fees than banks.
- Batch payments to 1000 people
- Connect with Xero & QuickBooks
- Dedicated business account details
Better for your wallet.
No markups. The real rate is the only rate we use.
50% of our transfers arrive in seconds.
Get account numbers for USD, GBP, EUR, AUD and more.
Hold and convert 40+ currencies in one account.
Protected by FCA and global central banks.
See the fee, the rate, and the timing upfront.
Wise vs. Traditional Banks
The true cost of sending money abroad
| Feature | Wise | Typical Bank |
|---|---|---|
| Exchange Rate | Real Mid-Market Rate | Marked-up Rate (+3-5%) |
| Transfer Fee | Low, transparent fee | High, often hidden fees |
| Speed | Instant to 24 hours | 3-5 business days |
| Transparency | Upfront & Guaranteed | Complex & Variable |
How to send money to Pakistan
Join 16 million people who already use Wise
Create Account
Sign up for free online or in the Wise app.
Enter Amount
Tell us how much you want to send. We'll show you the fee upfront.
Add Details
Enter your recipient's bank details or email address.
Pay & Send
Pay for your transfer via Bank Transfer, Debit, or Credit card.
Fast and Secure Transfers
Directly to Pakistan.
Whether you're sending from London, New York, or Dubai, Wise ensures your money reaches any bank in Pakistan at the speed of light.
HBL, Meezan, Alfalah and all others.
Save up to ₨5,000 on large transfers.
Typical Delivery Times
Average for 2026 Remittance
Ready to Stop Overpaying?
Compare Wise against Western Union and traditional banks to see exactly how much you save.